There are other methods and emerging ways to pay online. You may have made a purchase on a website or on your mobile device using PayPal, or have used one of the new electronic wallets provided by the likes of Google, Visa and MasterCard amongst others.
Customers need to pre-register their details to use these payment options and will be typically asked for their name, address (for delivery of physical goods) as well as:
OR
These payment options can be more convenient than paying by debit, credit or prepaid cards as customers can store card details and only have to enter a username and password to pay for goods and services using the most appropriate stored payment method in the wallet (as chosen by the customer for that purchase).
Customers can get a refund if there’s a problem with something bought (e.g. if goods have been inaccurately described online or do not arrive), or their credit or debit card is used without their consent. If the customer uses a strong and complex password when using these payment channels, this helps to ensure that the password cannot be guessed easily by a criminal and used for fraud.
Businesses are able to offer their customers a straightforward and convenient way of paying online. After registering for the first time, customers no longer need to enter payment details and their address every time they buy something online.
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