你的决定不只是影响你自己，也会影响你的团队。做出一个糟糕的决定，中途放弃或者没有准备好应对未来的挑战，可能会让整个团队陷于危地。她解释说：“如果你陷入困境需要营救，你会让其他人（即营救者）陷入风险之中，因为在高海拔地区组织协调营救非常困难。”与此类似，你做出的、糟糕的财务决策可能会波及你的配偶和子女。比如：认为孩子上大学的钱比个人养老更重要。如果你的储蓄不够，无法支撑自己的退休生活，结果会发生什么事情？那时候，你已经成年的子女就得救济你，但他们自己的孩子可能也正要上学。结果人人都成了输家。（财富中文网）
Your decisions affect your team, not just you. Making a bad decision mid-climb or being unprepared for the challenges ahead can put an entire team at risk. "If you run into trouble and have to be rescued, you're putting other people [i.e. the rescuers] at risk because rescues are very tough to orchestrate at high altitudes," she explains. Similarly, bad financial decisions you make can trickle down to impact your spouse and kids. Example: Putting a child's college fund before your own retirement. If you undersave and can't support yourself during your golden years, what happens? Your then-grown kids have to bail you out, just when they're trying to put their own kids through school. Everybody loses.
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