英 [pledʒ]美 [plɛdʒ]
① a serious promise
② a sum of money or sth valuable that you leave with sb to prove that you will do sth or pay back money that you owe
n.(1)质押 债务人将其动产或无形财产证书交给债权人占有,作为履行债务的担保,债务人不履行债务时,债权人可变卖质物受偿,但在变卖前债务人还可通过履行债务赎回质物。在美国,有关质押的法律大多已被《统一商法典》〔U.C.C.〕第九章有关担保交易〔secured transactions〕的规定所替代。 (2)(广义)保证;担保 提供某些担保物作为履行债务的保证。 (3)质物;典当物;担保物 (4)(古)(复)诉讼保证人 在普通法诉讼中,作为原告的保证人,其名字须附于起诉状〔declaration〕之末。后来由于不再对提出虚假请求的原告处以罚款,即纯粹成为一种形式,一般以虚构的人名John Doe和Richard Roe代替,或完全省略。 v.质押;出质;典当
Pledge loan 质押贷款
Pledge Cash 保证金
In pledge在抵押中
Pledge quality 保证货物的质量
Determining certain interest rate and loan to value ratio ( LTV) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan.
存货抵押贷款中,信用风险主要来源于抵押物价格和流动性风险,信贷人确定适当的利率和贷款价值比能够有效缓释信用风险。
例2:
The investors who obtain the right to use the land in the form of remising, renting can demise, sublease, pledge to other people legally during the fixed number of year.
以出让、租赁方式取得土地使用权的,在土地出让、租赁年限内可以依法转让、转租、抵押。
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