什么是 SWIFT MT103 报文？

swift MT103报文名称叫做 single customer credit transfer 也就是单笔客户的汇款。

这是一份详细的报文，是您在银行完成国际汇款时生成的。它可以确认您的银行所进行的付款，并告知收款人所有交易细节，包括所收取的任何费用。

所有银行都可以在进行国际汇款后提供报文。如果我们在三个工作日后仍未收到您的款项，我们可能会要求您提供该报文。

以下是一个 SWIFT MT103 示例：

What is an MT103?

An MT103 is a standardised SWIFT payment message used specifically for cross border/international wire transfers.  Bank use SWIFT for all payments made via Money Mover.

MT103s are globally accepted as proofs of payment and include all payment details such as date, amount, currency, sender and recipient.

MT103s are also great for tracing payments which are missing or delayed because they show the route of the payment between the banks.

All banks and financial institutions which make payments via SWIFT will have an MT103 for every payment.