历年来房贷利率调整表

下表是历年来房贷利率调整表：(从1996年至今房贷利率调整情况)

六个月(含)	一年(含)	一至三年(含)	三至五年(含)	五年以上
1996.5.1	9.72%		13.14%	14.94%	15.12%
1996.8.23	9.18%	10.08%	10.98%	11.70%	12.42%
1997.10.23	7.65%	8.64%	9.36%	9.90%	10.53%
1998.3.25	7.02%	7.92%	9.00%	9.72%	10.35%
1998.7.1	6.57%	6.93%	7.11%	7.65%	8.01%
1998.12.7	6.12%	6.39%	6.66%	7.20%	7.56%
1999.6.10	5.58%	5.85%	5.94%	6.03%	6.21%
2002.2.21	5.04%	5.31%	5.49%	5.58%	5.76%
2002.2.21优惠利率	--	4.77%	4.77%	4.77%	5.04%
2004.10.29	5.22%	5.58%	5.76%	5.82%	6.12%
2004.10.29优惠利率	--	4.95%	4.95%	4.95%	5.31%
2006.4.28	5.40%	5.85%	6.03%	6.12%	6.39%
2006.4.28优惠利率	4.59%	4.97%	5.13%	5.20%	5.43%
2006.8.19	5.58%	6.12%	6.30%	6.48%	6.84%
2006.8.19优惠利率	4.74%	5.20%	5.36%	5.51%	5.81%
2007.3.18	5.67%	6.39%	6.57%	6.75%	7.11%
2007.3.18优惠利率	4.81%	5.43%	5.58%	5.73%	6.04%
2007.5.19	5.85%	6.57%	6.75%	6.93%	7.20%
2007.5.19优惠利率	4.97%	5.58%	5.74%	5.89%	6.12%
2007.7.21	6.03%	6.84%	7.02%	7.20%	7.38%
2007.7.21优惠利率	5.13%	5.81%	5.97%	6.12%	6.27%
2007.8.22	6.21%	7.02%	7.20%	7.38%	7.56%
2007.8.22优惠利率	5.28%	5.97%	6.12%	6.27%	6.43%
2007.9.15	6.48%	7.29%	7.47%	7.65%	7.83%
2007.9.15优惠利率	5.51%	6.20%	6.35%	6.50%	6.66%
2007.12.21	6.57%	7.47%	7.56%	7.74%	7.83%
2007.12.21优惠利率	5.58%	6.35%	6.43%	6.58%	6.66%
2008.9.16	6.21%	7.20%	7.29%	7.56%	7.74%
2008.10.08	6.12%	6.93%	7.02%	7.29%	7.47%
2008.10.30	6.03%	6.66%	6.75%	7.02%	7.20%
2008.11.27基准利率	5.04%	5.58%	5.67%	5.94%	6.12%
按揭利率（下浮15％）	4.28%	4.74%	4.82%	5.05%	5.20%
按揭利率（下浮30％）	3.528%	3.906%	3.969%	4.179%	4.284%
2008.12.23基准利率	4.86%	5.31%	5.40%	5.76%	5.94%
按揭利率（下浮30％）	3.402%	3.717%	3.78%	4.032%	4.158%
2010.10.20基准利率	5.10%	5.56%	5.60%	5.96%	6.14%
2010.12.26基准利率	5.35%	5.81%	5.85%	6.22%	6.40%
2011.2.9基准利率	5.60%	6.06%	6.10%	6.45%	6.60%

以上房贷利率表仅供参考。

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