第二十一条 非转让海运单
a.A non-negotiable sea waybill，however named，must appear to：
a.无论其称谓如何，非转让海运单必须表面上看来：
i.indicate the name of the carrier and be signed by：
i.显示承运人名称并由下列人员签署：
the carrier or a named agent for or on behalf of the carrier，or
承运人或承运人的具名代理或代表，或
the master or a named agent for or on behalf of the master。
船长或船长的具名代理或代表。
Any signature by the carrier，master or agent must be identified as that of the carrier，master or agent。
承运人、船长或代理的任何签字必须分别表明其承运人、船长或代理的身份。
Any signature by an agent must indicate whether the agent has signed for or on behalf of the carrier or for or on behalf of the master。
代理的签字必须显示其是否作为承运人或船长的代理或代表签署提单。
ii.indicate that the goods have been shipped on board a named vessel at the port of loading stated in the credit by：
ii.通过下述方式表明货物已在信用证规定的装运港装载上具名船只：
pre-printed wording，or
预先印就的措词，或
an on board notation indicating the date on which the goods have been shipped on board。
注明货物已装船日期的装船批注。
日期将被视为装运日期。
If the non-negotiable sea waybill contains the indication “intended vessel”or similar qualification in relation to the name of the vessel，an on board notation indicating the date of shipment and the name of the actual vessel is required。
假如非转让海运单包含”预期船”字样或类似有关限定船只的词语时，装上具名船只必须由注明装运日期以及实际装运船只名称的装船批注来证实。
iii.indicate shipment from the port of loading to the port of discharge stated in the credit。
iii.注明装运从信用证中规定的装货港至卸货港。
If the non-negotiable sea waybill does not indicate the port of loading stated in the credit as the port of loading，or if it contains the indication “intended”or similar qualification in relation to the port of loading，an on board notation indicating the port of loading as stated in the credit，the date of shipment and the name of the vessel is required.This provision applies even when loading on board or shipment on a named vessel is indicated by pre-printed wording on the non-negotiable sea waybill。
假如非转让海运单未注明以信用证中规定的装货港作为装货港，或包含“预期”或类似有关限定装货港的标注者，则需要提供注明信用证中规定的装货港、装运日期以及船名的装船批注。即使非转让海运单上已注明印就的“已装船”或“已装具名船只”措词，本规定仍然适用。
iv.be the sole original non-negotiable sea waybill or，if issued in more than one original，be the full set as indicated on the non-negotiable sea waybill。
iv.系仅有的一份正本非转让海运单，或者，假如出具了多份正本，应是非转让海运单中显示的全套正本份数。
v.contain terms and conditions of carriage or make reference to another source containing the terms and conditions of carriage (short form or blank back non-negotiable sea waybill).Contents of terms and conditions of carriage will not be examined。
v.包含承运条件须参阅包含承运条件条款及条件的某一出处(简式或背面空白的提单)者，银行对此类承运条件的条款及条件内容不予审核。
vi.contain no indication that it is subject to a charter party。
vi.未注明运输单据受租船合约约束。
b.For the purpose of this article，transhipment means unloading from one vessel and reloading to another vessel during the carriage from the port of loading to the port of discharge stated in the credit。
b.就本条款而言，转运意指在信用证规定的装货港到卸货港之间的海运过程中，将货物由一艘船卸下再装上另一艘船的运输。
c.i.A non-negotiable sea waybill may indicate that the goods will or may be transhipped provided that the entire carriage is covered by one and the same non-negotiable sea waybill。
c.i.只要同一非转让海运单包括运输全程，则非转让海运单可以注明货物将被转运或可被转运。
ii.A non-negotiable sea waybill indicating that transhipment will or may take place is acceptable，even if the credit prohibits transhipment，if the goods have been shipped in a container，trailer or LASH barge子母船 as evidenced by the non-negotiable sea waybill。
ii.银行可以接受注明将要发生或可能发生转运的非转让海运单。即使信用证禁止转运，只要非转让海运单上证实有关货物已由集装箱、拖车或子母船运输，银行仍可接受注明将要发生或可能发生转运的非转让海运单。
d.Clauses in a non-negotiable sea waybill stating that the carrier reserves the right to tranship will be disregarded。
Article 22 Charter Party Bill of Lading
第二十二条 租船合约提单
a.A bill of lading，however named，containing an indication that it is subject to a charter party (charter party bill of lading)，must appear to：
a.无论其称谓如何，倘若提单包含有提单受租船合约约束的指示(即租船合约提单)，则必须在表面上看来：
i.be signed by：
i.由下列当事方签署：
the master or a named agent for or on behalf of the master，or
船长或船长的具名代理或代表，或
the owner or a named agent for or on behalf of the owner，or
船东或船东的具名代理或代表，或
the charterer or a named agent for or on behalf of the charterer。
租船主或租船主的具名代理或代表。
Any signature by the master，owner，charterer or agent must be identified as that of the master，owner，charterer or agent。
船长、船东、租船主或代理的任何签字必须分别表明其船长、船东、租船主或代理的身份。
Any signature by an agent must indicate whether the agent has signed for or on behalf of the master，owner or charterer。
代理的签字必须显示其是否作为船长、船东或租船主的代理或代表签署提单。
An agent signing for or on behalf of the owner or charterer must indicate the name of the owner or charterer。
代理人代理或代表船东或租船主签署提单时必须注明船东或租船主的名称。
ii.indicate that the goods have been shipped on board a named vessel at the port of loading stated in the credit by：
ii.通过下述方式表明货物已在信用证规定的装运港装载上具名船只：
pre-printed wording，or
预先印就的措词，或
an on board notation indicating the date on which the goods have been shipped on board。
注明货物已装船日期的装船批注。
The date of issuance of the charter party bill of lading will be deemed to be the date of shipment unless the charter party bill of lading contains an on board notation indicating the date of shipment，in which case the date stated in the on board notation will be deemed to be the date of shipment。
日期将被视为装运日期。
iii.indicate shipment from the port of loading to the port of discharge stated in the credit.The port of discharge may also be shown as a range of ports or a geographical area，as stated in the credit。
iii.注明货物由信用证中规定的装货港运输至卸货港。卸货港可以按信用证中的规定显示为一组港口或某个地理区域。
iv.be the sole original charter party bill of lading or，if issued in more than one original，be the full set as indicated on the charter party bill of lading。
iv.系仅有的一份正本租船合约提单，或者，假如出具了多份正本，应是租船合约提单中显示的全套正本份数。
b.A bank will not examine charter party contracts，even if they are required to be presented by the terms of the credit。
Article 23 Air Transport Document
第二十三条 空运单据
a.An air transport document，however named，must appear to：
a.无论其称谓如何，空运单据必须在表面上看来：
i.indicate the name of the carrier and be signed by：
i.注明承运人名称并由下列当事方签署：
the carrier，or
承运人，或
a named agent for or on behalf of the carrier。
承运人的具名代理或代表。
Any signature by the carrier or agent must be identified as that of the carrier or agent。
承运人或代理的任何签字必须分别表明其承运人或代理的身份。
Any signature by an agent must indicate that the agent has signed for or on behalf of the carrier。
代理的签字必须显示其是否作为承运人的代理或代表签署空运单据。
ii.indicate that the goods have been accepted for carriage。
ii.注明货物已收妥待运。
iii.indicate the date of issuance.This date will be deemed to be the date of shipment unless the air transport document contains a specific notation of the actual date of shipment，in which case the date stated in the notation will be deemed to be the date of shipment。
iii.注明出具
Any other information appearing on the air transport document relative to the flight number and date will not be considered in determining the date of shipment。
空运单据显示的其它任何与航班号和起飞日期有关的信息不能被视为装运日期。
iv.indicate the airport of departure and the airport of destination stated in the credit。
Iv.表明信用证规定的起飞机场和目的地机场
v.be the original for consignor or shipper，even if the credit stipulates a full set of originals。
v.为开给发货人或拖运人的正本，即使信用证规定提交全套正本。
vi.contain terms and conditions of carriage or make reference to another source containing the terms and conditions of carriage.Contents of terms and conditions of carriage will not be examined。
Vi.载有承运条款和条件，或提示条款和条件参见别处。银行将不审核承运条款和条件的内容
b.For the purpose of this article，transhipment means unloading from one aircraft and reloading to another aircraft during the carriage from the airport of departure to the airport of destination stated in the credit。
b.就本条而言，转运是指在信用证规定的起飞机场到目的地机场的运输过程中，将货物从一飞机卸下再装上另一飞机的行为。
c.i.An air transport document may indicate that the goods will or may be transhipped，provided that the entire carriage is covered by one and the same air transport document。
c.i.空运单据可以注明货物将要或可能转运，只要全程运输由同一空运单据涵盖。
ii.An air transport document indicating that transhipment will or may take place is acceptable，even if the credit prohibits transhipment。
Article 24 Road，Rail or Inland Waterway Transport Documents
第二十四条公路、铁路或内陆水运单据
a.A road，rail or inland waterway transport document，however named，must appear to：
a.公路、铁路或内陆水运单据，无论名称如何，必须看似：
i.indicate the name of the carrier and：
i.表明承运人名称，并且
be signed by the carrier or a named agent for or on behalf of the carrier，or
。由承运人或其具名代理人签署，或者
indicate receipt of the goods by signature，stamp or notation by the carrier or a named agent for or on behalf of the carrier。
。由承运人或其具名代理人以签字、印戳或批注表明货物收讫。
Any signature，stamp or notation of receipt of the goods by the carrier or agent must be identified as that of the carrier or agent。
承运人或其具名代理人的售货签字、印戳或批注必须标明其承运人或代理人的身份。
Any signature，stamp or notation of receipt of the goods by the agent must indicate that the agent has signed or acted for or on behalf of the carrier。
代理人的收获签字、印戳或批注必须标明代理人系代表承运人签字或行事。
If a rail transport document does not identify the carrier，any signature or stamp of the railway company will be accepted as evidence of the document being signed by the carrier。
假如铁路运输单据没有指明承运人，可以接受铁路运输公司的任何签字或印戳作为承运人签署单据的证据。
日期。
iii.indicate the place of shipment and the place of destination stated in the credit。
Iii.表明信用证规定的发运地及目的地。
b.i.A road transport document must appear to be the original for consignor or shipper or bear no marking indicating for whom the document has been prepared。
b.i.公路运输单据必须看似为开给发货人或托运人的正本，或没有认可标记表明单据开给何人。
ii.A rail transport document marked “duplicate”will be accepted as an original。
ii.注明“第二联”的铁路运输单据将被作为正本接受。
iii.A rail or inland waterway transport document will be accepted as an original whether marked as an original or not。
iii.无论是否注明正本字样，铁路或内陆水运单据都被作为正本接受。
c.In the absence of an indication on the transport document as to the number of originals issued，the number presented will be deemed to constitute a full set。
c.如运输单据上未注明出具的正本数量，提交的分数即视为全套正本。
d.For the purpose of this article，transhipment means unloading from one means of conveyance and reloading to another means of conveyance，within the same mode of transport，during the carriage from the place of shipment，dispatch or carriage to the place of destination stated in the credit。
d.就本条而言，转运是指在信用证规定的发运、发送或运送的地点到目的地之间的运输过程中，在同一运输方式中从一运输工具卸下再装上另一运输工具的行为。
e.i.A road，rail or inland waterway transport document may indicate that the goods will or may be transhipped provided that the entire carriage is covered by one and the same transport document。
e.i.只要全程运输由同一运输单据涵盖，公路、铁路或内陆水运单据可以注明货物将要或可能被转运。
ii.A road，rail or inland waterway transport document indicating that transhipment will or may take place is acceptable，even if the credit prohibits transhipment。
Article 25 Courier Receipt，Post Receipt or Certificate of Posting
第二十五条 快递收据、邮政收据或投邮证实
a.A courier receipt，however named，evidencing receipt of goods for transport，must appear to：
a.证实货物收讫待运的快递收据，无论名称如何，必须看似：
i.indicate the name of the courier service and be stamped or signed by the named courier service at the place from which the credit states the goods are to be shipped;and
i.表明快递机构的名称，并在信用证规定的货物发运地点由该具名快递机构盖章或签字;并且
ii.indicate a date of pick-up or of receipt or wording to this effect.This date will be deemed to be the date of shipment。
ii.表明取件或收件的
b.A requirement that courier charges are to be paid or prepaid may be satisfied by a transport document issued by a courier service evidencing that courier charges are for the account of a party other than the consignee。
b.假如要求显示快递费用付讫或预付，快递机构出具的表明快递费由收货人以外的一方支付的运输单据可以满足该项要求。
c.A post receipt or certificate of posting，however named，evidencing receipt of goods for transport，must appear to be stamped or signed and dated at the place from which the credit states the goods are to be shipped.This date will be deemed to be the date of shipment。
Article 26”On Deck”，”Shipper's Load and Count”，“Said by Shipper to Contain”and Charges Additional to Freight
第二十六条 “货装舱面”、“托运人装载和计数”、“内容据托运人报称”及运费之外的费用
a.A transport document must not indicate that the goods are or will be loaded on deck.A clause on a transport document stating that the goods may be loaded on deck is acceptable。
a.运输单据不得表明货物装于或者将装于舱面。声明货物可能被装于舱面的运输单据条款可以接受。
b.A transport document bearing a clause such as “shipper's load and count”and “said by shipper to contain”is acceptable。
b.载有诸如“托运人装载和计数”或“内容据托运人报称”条款的运输单据可以接受。
c.A transport document may bear a reference，by stamp or otherwise，to charges additional to the freight。
Article 27 Clean Transport Document
第二十七条 清洁运输单据
A bank will only accept a clean transport document.A clean transport document is one bearing no clause or notation expressly declaring a defective condition of the goods or their packaging.The word “clean”need not appear on a transport document，even if a credit has a requirement for that transport document to be “clean on board”。
第二十八条 保险单据及保险范围
a.An insurance document，such as an insurance policy，an insurance certificate or a declaration under an open cover，must appear to be issued and signed by an insurance company，an underwriter or their agents or their proxies。
a.保险单据，例如保险单或预约保险项下的保险证实书或者声明书，必须看似由保险公司或承保人或其代理人或代表出具并签署。
Any signature by an agent or proxy must indicate whether the agent or proxy has signed for or on behalf of the insurance company or underwriter。
代理人或代表的签字必须标明其系代表保险公司或承保人签字。
b.When the insurance document indicates that it has been issued in more than one original，all originals must be presented。
b.假如保险单据表明其以多份正本出具，所有正本均须提交。
c.Cover notes will not be accepted。
c.暂保单将不被接受。
d.An insurance policy is acceptable in lieu of an insurance certificate or a declaration under an open cover。
d.可以接受保险单代替预约保险项下的保险证实书或声明书。
e.The date of the insurance document must be no later than the date of shipment，unless it appears from the insurance document that the cover is effective from a date not later than the date of shipment。
e.保险单据日期不得晚于发运日期，除非保险单据表明保险责任不迟于发运日生效。
f.i.The insurance document must indicate the amount of insurance coverage and be in the same currency as the credit。
f.i.保险单据必须表明投保金额并以与信用证相同的货币表示。
ii.A requirement in the credit for insurance coverage to be for a percentage of the value of the goods，of the invoice value or similar is deemed to be the minimum amount of coverage required。
Ii.信用证对于投保金额为货物价值、发票金额或类似金额的某一比例的要求，将被视为对最低保额的要求。
If there is no indication in the credit of the insurance coverage required，the amount of insurance coverage must be at least 110% of the CIF or CIP value of the goods。
假如信用证对投保金额未作规定，投保金额须至少为货物的CIF或CIP价格的110%。
When the CIF or CIP value cannot be determined from the documents，the amount of insurance coverage must be calculated on the basis of the amount for which honour or negotiation is requested or the gross value of the goods as shown on the invoice，whichever is greater。
假如从单据中不能确定CIF或者CIP价格，投保金额必须基于要求承付或议付的金额，或者基于发票上显示的货物总值来计算，两者之中取金额较高者。
iii.The insurance document must indicate that risks are covered at least between the place of taking in charge or shipment and the place of discharge or final destination as stated in the credit。
iii.保险单据须标明承包的风险区间至少涵盖从信用证规定的货物监管地或发运地开始到卸货地或最终目的地为止。
g.A credit should state the type of insurance required and，if any，the additional risks to be covered.An insurance document will be accepted without regard to any risks that are not covered if the credit uses imprecise terms such as “usual risks”or “customary risks”。
g.信用证应规定所需投保的险别及附加险(如有的话)。假如信用证使用诸如“通常风险”或“惯常风险”等含义不确切的用语，则无论是否有漏保之风险，保险单据将被照样接受。
h.When a credit requires insurance against “all risks”and an insurance document is presented containing any “all risks”notation or clause，whether or not bearing the heading “all risks”，the insurance document will be accepted without regard to any risks stated to be excluded。
h.当信用证规定投保“一切险”时，如保险单据载有任何“一切险”批注或条款，无论是否有“一切险”标题，均将被接受，即使其声明任何风险除外。
i.An insurance document may contain reference to any exclusion clause。
i.保险单据可以援引任何除外责任条款 。
j.An insurance document may indicate that the cover is subject to a franchise or excess (deductible)。
Article 29 Extension of Expiry Date or Last Day for Presentation
第二十九条 截止日或最迟交单日的顺延
a.If the expiry date of a credit or the last day for presentation falls on a day when the bank to which presentation is to be made is closed for reasons other than those referred to in article 36，the expiry date or the last day for presentation，as the case may be，will be extended to the first following banking day。
a.假如信用证的截至日或最迟交单日适逢接受交单的银行非因第三十六条所述原因而歇业，则截止日或最迟交单日，视何者适用，将顺延至其重新开业的第一个银行工作日。
b.If presentation is made on the first following banking day，a nominated bank must provide the issuing bank or confirming bank with a statement on its covering schedule that the presentation was made within the time limits extended in accordance with sub-article 29 (a)。
b.假如在顺延后的第一个银行工作日交单，指定银行必须在其致开证行或保兑行的面涵中声明交单是在根据第二十九条a款顺延的期限内提交的。
c.The latest date for shipment will not be extended as a result of sub-article 29 (a)。
Article 30 Tolerance in Credit Amount，Quantity and Unit Prices
第三十条 信用证金额、数量与单价的增减幅度
a.The words “about”or “approximately”used in connection with the amount of the credit or the quantity or the unit price stated in the credit are to be construed as allowing a tolerance not to exceed 10% more or 10% less than the amount，the quantity or the unit price to which they refer。
a.“约”或“大约”用语信用证金额或信用证规定的数量或单价时，应解释为答应有关金额或数量或单价有不超过10%的增减幅度。
b.A tolerance not to exceed 5% more or 5% less than the quantity of the goods is allowed，provided the credit does not state the quantity in terms of a stipulated number of packing units or individual items and the total amount of the drawings does not exceed the amount of the credit。
b.在信用证未以包装单位件数或货物自身件数的方式规定货物数量时，货物数量答应有5%的增减幅度，只要总支取金额不超过信用证金额。
c.Even when partial shipments are not allowed，a tolerance not to exceed 5% less than the amount of the credit is allowed，provided that the quantity of the goods，if stated in the credit，is shipped in full and a unit price，if stated in the credit，is not reduced or that sub-article 30 (b)is not applicable.This tolerance does not apply when the credit stipulates a specific tolerance or uses the expressions referred to in sub-article 30 (a)。
第三十一条 分批支款或分批装运
a.Partial drawings or shipments are allowed。
a.答应分批支款或分批装运
b.A presentation consisting of more than one set of transport documents evidencing shipment commencing on the same means of conveyance and for the same journey，provided they indicate the same destination，will not be regarded as covering a partial shipment，even if they indicate different dates of shipment or different ports of loading，places of taking in charge or dispatch.If the presentation consists of more than one set of transport documents，the latest date of shipment as evidenced on any of the sets of transport documents will be regarded as the date of shipment。
b.表明使用同一运输工具并经由同次航程运输的数套运输单据在同一次提交时，只要显示相同目的地，将不视为部分发运，即使运输单据上标明的发运日期不通或装卸港、接管地或发送地点不同。假如交单由数套运输单据构成，其中最晚的一个发运日将被视为发运日。
A presentation consisting of one or more sets of transport documents evidencing shipment on more than one means of conveyance within the same mode of transport will be regarded as covering a partial shipment，even if the means of conveyance leave on the same day for the same destination。
含有一套或数套运输单据的交单，假如表明在同一种运输方式下经由数件运输工具运输，即使运输工具在同一天出发运往同一目的地，仍将被视为部分发运。
c.A presentation consisting of more than one courier receipt，post receipt or certificate of posting will not be regarded as a partial shipment if the courier receipts，post receipts or certificates of posting appear to have been stamped or signed by the same courier or postal service at the same place and date and for the same destination。
Article 32 Instalment Drawings or Shipments
第三十二条 分期支款或分期装运
If a drawing or shipment by instalments within given periods is stipulated in the credit and any instalment is not drawn or shipped within the period allowed for that instalment，the credit ceases to be available for that and any subsequent instalment。
Article 33 Hours of Presentation
第三十三条 交单时间
A bank has no obligation to accept a presentation outside of its banking hours。
Article 34 Disclaimer on Effectiveness of Documents
第三十四条 关于单据有效性的免责
A bank assumes no liability or responsibility for the form，sufficiency，accuracy，genuineness，falsification or legal effect of any document，or for the general or particular conditions stipulated in a document or superimposed thereon;nor does it assume any liability or responsibility for the description，quantity，weight，quality，condition，packing，delivery，value or existence of the goods，services or other performance represented by any document，or for the good faith or acts or omissions，solvency，performance or standing of the consignor，the carrier，the forwarder，the consignee or the insurer of the goods or any other person。
Article 35 Disclaimer on Transmission and Translation
第三十五条 关于信息传递和翻译的免责
A bank assumes no liability or responsibility for the consequences arising out of delay，loss in transit，mutilation or other errors arising in the transmission of any messages or delivery of letters or documents，when such messages，letters or documents are transmitted or sent according to the requirements stated in the credit，or when the bank may have taken the initiative in the choice of the delivery service in the absence of such instructions in the credit。
当报文、信件或单据按照信用证的要求传输或发送时，或当信用证未作指示，银行自行选择传送服务时，银行对报文传输或信件或单据的递送过程中发生的延误、中途遗失、残缺或其他错误产生的后果，概不负责。
If a nominated bank determines that a presentation is complying and forwards the documents to the issuing bank or confirming bank，whether or not the nominated bank has honoured or negotiated，an issuing bank or confirming bank must honour or negotiate，or reimburse that nominated bank，even when the documents have been lost in transit between the nominated bank and the issuing bank or confirming bank，or between the confirming bank and the issuing bank。
假如指定银行确定交单相符并将单据发往开证行或保兑行。无论指定的银行是否已经承付或议付，开证行或保兑行必须承付或议付，或偿付指定银行，即使单据在指定银行送往开证行或保兑行的途中，或保兑行送往开证行的途中丢失。
A bank assumes no liability or responsibility for errors in translation or interpretation of technical terms and may transmit credit terms without translating them。
Article 36 Force Majeure
第三十六条 不可抗力
A bank assumes no liability or responsibility for the consequences arising out of the interruption of its business by Acts of God，riots，civil commotions，insurrections，wars，acts of terrorism，or by any strikes or lockouts or any other causes beyond its control。
银行对由于天灾、暴动、骚乱、叛乱、战争、恐怖主义行为或任何罢工、停工或其无法控制的任何其他原因导致的营业中断的后果，概不负责。
A bank will not，upon resumption of its business，honour or negotiate under a credit that expired during such interruption of its business。
第三十七条 关于被指示方行为的免责
a.A bank utilizing the services of another bank for the purpose of giving effect to the instructions of the applicant does so for the account and at the risk of the applicant。
a.为了执行申请人的指示，银行利用其他银行的服务，其费用和风险由申请人承担。
b.An issuing bank or advising bank assumes no liability or responsibility should the instructions it transmits to another bank not be carried out，even if it has taken the initiative in the choice of that other bank。
b.即使银行自行选择了其他银行，假如发出指示未被执行，开证行或通知行对此亦不负责。
c.A bank instructing another bank to perform services is liable for any commissions，fees，costs or expenses (“charges”)incurred by that bank in connection with its instructions。
c.指示另一银行提供服务的银行有责任负担被执释放因执行指示而发生的任何佣金、手续费、成本或开支(“费用”)。
If a credit states that charges are for the account of the beneficiary and charges cannot be collected or deducted from proceeds，the issuing bank remains liable for payment of charges。
假如信用证规定费用由受益人负担，而该费用未能收取或从信用证款项中扣除，开证行依然承担支付此费用的责任。
A credit or amendment should not stipulate that the advising to a beneficiary is conditional upon the receipt by the advising bank or second advising bank of its charges。
信用证或其修改不应规定向受益人的通知以通知行或第二通知行收到其费用为条件。
d.The applicant shall be bound by and liable to indemnify a bank against all obligations and responsibilities imposed by foreign laws and usages。
Article 38 Transferable Credits
第三十八条 可转让信用证
a.A bank is under no obligation to transfer a credit except to the extent and in the manner expressly consented to by that bank。
a.银行无办理转让信用证的义务，除非该银行明确同意其转让范围和转让方式。
b.For the purpose of this article：
b.就本条款而言：
Transferable credit means a credit that specifically states it is “transferable”.A transferable credit may be made available in whole or in part to another beneficiary (“second beneficiary”)at the request of the beneficiary (“first beneficiary”)。
转让信用证意指明确表明其“可以转让”的信用证。根据受益人(“第一受益人”)的请求，转让信用证可以被全部或部分地转让给其他受益人(“第二受益人”)。
Transferring bank means a nominated bank that transfers the credit or，in a credit available with any bank，a bank that is specifically authorized by the issuing bank to transfer and that transfers the credit.An issuing bank may be a transferring bank。
转让银行意指办理信用证转让的被指定银行，或者，在适用于任何银行的信用证中，转让银行是由开证行非凡授权并办理转让信用证的银行。开证行也可担任转让银行。
Transferred credit means a credit that has been made available by the transferring bank to a second beneficiary。
转让信用证意指经转让银行办理转让后可供第二受益人使用的信用证。
c.Unless otherwise agreed at the time of transfer，all charges (such as commissions，fees，costs or expenses)incurred in respect of a transfer must be paid by the first beneficiary。
c.除非转让时另有约定，所有因办理转让而产生的费用(诸如佣金、手续费、成本或开支)必须由第一受益人支付。
d.A credit may be transferred in part to more than one second beneficiary provided partial drawings or shipments are allowed。
d.倘若信用证答应分批支款或分批装运，信用证可以被部分地转让给一个以上的第二受益人。
A transferred credit cannot be transferred at the request of a second beneficiary to any subsequent beneficiary.The first beneficiary is not considered to be a subsequent beneficiary。
第二受益人不得要求将信用证转让给任何次序位居其后的其他受益人。第一受益人不属于此类其他受益人之列。
e.Any request for transfer must indicate if and under what conditions amendments may be advised to the second beneficiary.The transferred credit must clearly indicate those conditions。
e.任何有关转让的申请必须指明是否以及在何种条件下可以将修改通知第二受益人。转让信用证必须明确指明这些条件。
f.If a credit is transferred to more than one second beneficiary，rejection of an amendment by one or more second beneficiary does not invalidate the acceptance by any other second beneficiary，with respect to which the transferred credit will be amended accordingly.For any second beneficiary that rejected the amendment，the transferred credit will remain unamended。
f.假如信用证被转让给一个以上的第二受益人，其中一个或多个第二受益人拒绝接受某个信用证修改并不影响其他第二受益人接受修改。对于接受修改的第二受益人而言，信用证已做相应的修改;对于拒绝接受修改的第二受益人而言，该转让信用证仍未被修改。
g.The transferred credit must accurately reflect the terms and conditions of the credit，including confirmation，if any，with the exception of：
g.转让信用证必须准确转载原证的条款及条件，包括保兑(如有)，但下列项目除外：
-the amount of the credit，
-信用证金额，
-any unit price stated therein，
-信用证规定的任何单价，
-the expiry date，
-到期日，
-the period for presentation，or
-单据提示期限
-the latest shipment date or given period for shipment，
-最迟装运日期或规定的装运期间。
any or all of which may be reduced or curtailed。
以上任何一项或全部均可减少或缩短。
The percentage for which insurance cover must be effected may be increased to provide the amount of cover stipulated in the credit or these articles。
必须投保的保险金额的投保比例可以增加，以满足原信用证或本惯例规定的投保金额。
The name of the first beneficiary may be substituted for that of the applicant in the credit。
可以用第一受益人的名称替换原信用证中申请人的名称。
If the name of the applicant is specifically required by the credit to appear in any document other than the invoice，such requirement must be reflected in the transferred credit。
假如原信用证非凡要求开证申请人名称应在除发票以外的任何单据中出现时，则转让信用证必须反映出该项要求。
h.The first beneficiary has the right to substitute its own invoice and draft，if any，for those of a second beneficiary for an amount not in excess of that stipulated in the credit，and upon such substitution the first beneficiary can draw under the credit for the difference，if any，between its invoice and the invoice of a second beneficiary。
h.第一受益人有权以自己的发票和汇票(如有)，替换第二受益人的发票和汇票(如有)，其金额不得超过原信用证的金额。在如此办理单据替换时，第一受益人可在原信用证项下支取自己发票与第二受益人发票之间产生的差额(如有)。
i.If the first beneficiary is to present its own invoice and draft，if any，but fails to do so on first demand，or if the invoices presented by the first beneficiary create discrepancies that did not exist in the presentation made by the second beneficiary and the first beneficiary fails to correct them on first demand，the transferring bank has the right to present the documents as received from the second beneficiary to the issuing bank，without further responsibility to the first beneficiary。
i.假如第一受益人应当提交其自己的发票和汇票(如有)，但却未能在收到第一次要求时照办;或第一受益人提交的发票导致了第二受益人提示的单据中本不存在的不符点，而其未能在收到第一次要求时予以修正，则转让银行有权将其从第二受益人处收到的单据向开证行提示，并不再对第一受益人负责。
j.The first beneficiary may，in its request for transfer，indicate that honour or negotiation is to be effected to a second beneficiary at the place to which the credit has been transferred，up to and including the expiry date of the credit.This is without prejudice to the right of the first beneficiary in accordance with sub-article 38 (h)。
j.第一受益人可以在其提出转让申请时，表明可在信用证被转让的地点，在原信用证的到期日之前(包括到期日)向第二受益人予以兑付或议付。本条款并不损害第一受益人在第三十八条(h)款下的权利。
k.Presentation of documents by or on behalf of a second beneficiary must be made to the transferring bank。
Article 39 Assignment of Proceeds
第三十九条 款项让渡
The fact that a credit is not stated to be transferable shall not affect the right of the beneficiary to assign any proceeds to which it may be or may become entitled under the credit，in accordance with the provisions of applicable law.This article relates only to the assignment of proceeds and not to the assignment of the right to perform under the credit。
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