2018年9月24日，在结束了与各大公有领域银行CEO的年度绩效考核会议后，印度财政部长兼企业事务部长Arun Jaitley在新德里推出了普惠金融指数（FII）。
今年的指数将由财政部下属的金融服务部门（DFS）在今年年底发布，针对各邦的最后一英里银行服务可用性绩效进行评价。
该指数将用于测量一系列正式金融产品和服务的获取和使用情况，该等产品和服务包括储蓄、汇款、信贷、保险和养老金产品。
指数将主要测量下列三个方面：
(i) 金融服务的获取
(ii) 金融服务的使用
(iii) 质量
1.这个单一的综合指数概述了普惠金融程度，为宏观政策视角提供方向。
2. 指数的众多要素有助于测量金融服务，以用于制定内部政策。该指数可直接用作发展指标的综合测量。
3. 此外，该指数有助于实现G20普惠金融指标的要求。
4. 它还将助力研究人员针对普惠金融和其他宏观经济变量的影响展开调查。
作为普惠财政举措的一部分，印度国家信息中心（NIC）与财政部下属的金融服务部门（DFS）合作，开发了一款名为Jan Dhan Darshak的移动应用。
目标
该应用将充当向导，帮助公众查找全国指定地点的金融服务点。
关键详情
该应用地位独特，提供以公民为中心的平台，用于查找银行、邮局和公共服务中心（CSC）等所有提供商的金融服务接触点。
这些服务可按需采用便捷的方式提供给公众。
该应用中标注有50多万个金融服务接触点，包括银行分行、ATM和邮局。到2018年12月1日，还将添加近13.5万个银行机构。
该应用具备如下出色特性：
1. 根据当前位置查找附近金融接触点
2. 可使用地名进行搜索
3. 语音界面也可使用地名进行搜索
4. 应用中提供银行分行的电话号码，呼叫按钮集成拨号功能
5. 用户的反馈将直接发送给相关银行，以便银行就金融接触点的数据进行必要更新。
The Union Minister of Finance and Corporate Affairs, Arun Jaitley launched the Financial Inclusion Index (FII) in New Delhi on September 24, 2018. The index was launched after the Finance Minister’s annual performance review meeting with the CEOs of public sector banks.
The annual index will be released by the Department of Financial Services (DFS) under the Ministry of Finance by the end of this year and it would rate states on their performance on last-mile banking services availability. The index will be a measure of access and usage of a basket of formal financial products and services that includes savings, remittances, credit, insurance and pension products.
The index will include the following three measurement dimensions:
(i) Access to financial services
(ii) Usage of financial services
(iii) Quality
1.The single composite index gives a snapshot of the level of financial inclusion that would guide the macro policy perspective.
2. The various components of the index will help measure financial services for use of internal policy making. The index can also be used directly as a composite measure in development indicators.
3. Further, the index enables fulfilment of G20 Financial Inclusion Indicators requirements.
4. It will also facilitate researchers to study the impact of financial inclusion and other macroeconomic variables.
As a part of financial inclusion initiative, the Department of Financial Services (DFS) under the Ministry of Finance along with the National Informatics Centre (NIC) has jointly developed a mobile application called ‘Jan Dhan Darshak’.
Objective
The application will act as a guide for the common people in locating a financial service touch point at a given location in the country.
Key Details
The app will be in a unique position to provide a citizen-centric platform for locating financial service touch points across all providers such as banks, post office and common service centres (CSC).
These services could be availed as per the needs and convenience of the common people.
Over 5 lakh financial service touch points including bank branches, ATMs and post offices have been mapped on the application and approximately 1.35 lakh bank mitras would be brought on board by December 1, 2018.
The following are the salient features of the app:
1. Find nearby Financial touch points, based on the current location
2. Search by place name
3. Search by place name also available with Voice Interface
4. Phone number of bank branches available in the app, with the facility of call button for integrated dialling
5. Users’ feedback will go directly to the concerned bank for carrying out the necessary updation in data on financial touch points.
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