中产阶层与富人阶层的10大差异（二）·英语原创翻译

6. The middle class have things, the rich have money中产阶级购置物品，富人积累资金

• “Too many people spend money they haven’t earned, to buy things they don’t want, to impress people that they don’t like.” ― Will Rogers
• “太多人花他们没挣到的钱，去买他们不想要的东西，去打动他们不喜欢的人。”―威尔·罗杰斯

Back to the fancy cars and big houses. That’s where much of the middle class spend their money. Drive through a middle class neighborhood and you will usually see brand new cars, expensive landscaping and high-dollar homes. The rich understand that to become wealthy, you have to want money more than you want things. If you keep buying things, your money will keep going with them. It’s funny how that works. For example, Warren Buffett still lives in the same home he bought in 1958. And he only paid $31,500 for it.

回到豪华轿车和大房子。那是中产阶级花钱的地方。开车经过一个中产阶级社区，你通常会看到崭新的汽车、昂贵的景观和昂贵的房子。富人明白，要变得富有，你需要的钱比你想要的东西多。如果你继续买东西，你的钱会继续用的。真好笑。例如，沃伦·巴菲特仍然住在他1958年买的那栋房子里。他只花了31500美元。

Stop buying things and start focusing on keeping, saving and investing the money you earn. If you are a shopaholic, start shopping for assets. Become interested in investing, then look for bargains on stocks and businesses instead of shoes and electronics. That being said, it’s not all about saving your money.

停止买东西，开始把精力集中在存钱和投资上。如果你是一个购物狂，你就开始购买资产。对投资感兴趣，然后寻找股票和企业的便宜货，而不是鞋子和电子产品。也就是说，这不全是为了省钱。

7. The middle class focus on saving, the rich focus on earning中产阶级注重储蓄，富人注重收入

• “Your greatest asset is your earning ability. Your greatest resource is your time.” -Brian Tracy
• “你最大的财富是你的赚钱能力。你最大的资源就是你的时间“ --伯恩·崔西
• “If you would be wealthy, think of saving as well as getting.” -Benjamin Franklin
• “如果你发财了，考虑储蓄的同时也考虑用钱赚钱。” --本杰明·富兰克林

Saving is important. Investing may be more important, but earning is the foundation of both. You understand that you need to save and invest, but to really achieve extravagant goals with them, you need to earn more. The rich understand this and work on creating more avenues to earn and earning more with the avenues they have. If you really want to become rich, work on your earning ability, not your saving ability.

储蓄很重要。投资可能更重要，但赚钱是两者的基础。你知道你需要储蓄和投资，但要真正实现奢侈的目标，你需要赚取更多。富人明白这一点，并致力于创造更多的渠道，以赚取更多的收入和渠道，他们有。如果你真的想发财，就要努力提高你的赚钱能力，而不是储蓄能力。

8. The middle class are emotional with money, the rich are logical中产阶级为钱而活，富人为财富寻找符合逻辑的用途

“Only when you combine sound intellect with emotional discipline do you get rational behavior.” -Warren Buffett

只有当你将出类拔萃的智力同情感上的自律结合起来，你才能有理性的行为。 --沃伦·巴菲特

Steve Siebold interviewed over 1,200 of the world’s wealthiest people over the past 30 years for his book “How Rich People Think”, and according to him there are more than 100 differences in how rich people look at money compared to the middle class. One of the key differences he found was that the middle class see money through the eyes of emotion, but the rich see money through the eyes of logic. Making emotional financial decisions will ruin your finances. Warren Buffett explains that investing has much more to do with controlling your emotions, than it has to do with money. Emotions are what cause people to buy high and sell low. Emotions create dangerous business deals. Leave emotions out of this and turn to logic.

在过去30年里，史蒂夫·西博尔德（Steve Siebold）为他的著作《富人如何思考》（How Rich people Think）采访了1200多名世界最富有的人，据他所说，富人看待金钱的方式与中产阶级相比有100多个不同。他发现的一个关键区别是，中产阶级通过情感的眼睛看钱，而富人通过逻辑的眼睛看钱。做情绪化的财务决策会毁了你的财务。沃伦·巴菲特解释说，比起金钱，投资更多的是控制你的情绪。情绪是导致人们高买低卖的原因。情绪会造成危险的商业交易。把感情从这件事中剔除，然后转向逻辑。

9. The middle class underestimate their potential, the rich set huge goals中产阶级低估了他们的潜力，富人设定了伟大的目标

• “Set your goals high, and don’t stop till you get there.” -Bo Jackson
• “把你的目标定得很高，在你达到目标之前不要停下来。”—博杰克逊

The middle class set goals. Sometimes. It’s the capacity of the goals that differ from the middle class to the rich. The middle class set safe goals that are easily obtainable. The rich set goals that seem impossible, difficult or crazy. But they know they are achievable. It all comes back to having the proper mindset.

有时候，中产阶级也会设定了目标。从中产阶级到富人，目标的内涵是不同的。中产阶级设定了容易实现的安全目标。富人设定的目标看似不可能、困难或疯狂。但他们知道自己是可以实现的。这一切都要回到拥有正确的心态上来。

When you’re setting your goals, ask yourself if they could be bigger. Ask yourself if that’s really all you can do or if you can do more. I think you can do more.

当你设定目标的时候，问问自己是否可以更大。问问你自己，这是你真正能做的，还是你能做得更多。我认为你可以做得更多。

10. The middle class believe in hard work, the rich believe in leverage中产阶级信奉勤劳，富人相信杠杆作用

• “It is much easier to put existing resources to better use than to develop resources where they do not exist.” -George Soros
• “把现有资源更好地利用比开发不存在的资源要容易得多。” --乔治·索罗斯

Hard work is a necessity. For all of us. If you want to reach the top (whatever that may be for you), you’ve got to put in the work. The problem is that hard work alone will rarely make you rich. You can’t become rich by doing it all yourself. You have to use leverage to truly become rich and stay that way. Leverage works in many ways, from outsourcing to investing. The more leverage you can incorporate, the more time you will free up to work on the things that really matter in your business and your life.

努力工作是必要的。对我们所有人都是这样。如果你想达到顶峰（不管对你来说是什么），你必须将身心投入到工作之中。问题是，光靠努力工作很少能使你发财。你不可能靠自己的努力致富。你必须利用杠杆来真正致富并保持这种状态。杠杆作用有很多方面，从外包到投资。你能吸收的杠杆越多，你就有越多的时间去做那些对你的事业和生活真正重要的事情。

Some differences between the middle class and the rich are vast, while others may seem simple and minor. The fact is that if you want to become rich, you have to think like the rich and do the things the rich do.

中产阶级和富人之间的一些差异是巨大的，而另一些则显得简单而微不足道。事实上，如果你想变得富有，你必须像富人一样思考，做富人做的事情。