复利与投资水平，黄金分割的梦想

1年利率 5年利率

真实通涨率 生存率 小康率 富裕率 富豪率

1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000

1.030

1.100 1.170 1.200 1.382 1.500 1.618

1.061

1.210 1.369 1.440 1.910 2.250 2.618

1.093

1.331 1.602 1.728 2.640 3.375 4.236

1.126 1.250 1.464 1.874 2.074 3.648 5.063 6.854

1.159

1.611 2.192 2.488 5.041 7.594 11.089

1.194

1.772 2.565 2.986 6.967 11.391 17.942

1.230

1.949 3.001 3.583 9.628 17.086 29.030

1.267

2.144 3.511 4.300 13.307 25.629 46.971

1.305 1.563 2.358 4.108 5.160 18.390 38.443 75.999

1.344

2.594 4.807 6.192 25.414 57.665 122.966

1.384

2.853 5.624 7.430 35.123 86.498 198.959

1.426

3.138 6.580 8.916 48.540 129.746 321.916

1.469

3.452 7.699 10.699 67.082 194.620 520.860

1.513 1.953 3.797 9.007 12.839 92.707 291.929 842.751

1.558

4.177 10.539 15.407 128.121 437.894 1363.571

1.605

4.595 12.330 18.488 177.063 656.841 2206.258

1.653

5.054 14.426 22.186 244.702 985.261 3569.725

1.702

5.560 16.879 26.623 338.178 1477.892 5775.815

1.754 2.441 6.116 19.748 31.948 467.361 2216.838 9345.269